Warranty Scams: What Every Driver Needs to Know

Have you received a suspicious call claiming your car’s warranty or insurance is about to expire?
You’re not alone. Car warranty scams are on the rise, targeting drivers across the U.S. with convincing but fraudulent pitches designed to steal your personal or financial information.

At Central Valley Towing & Automotive, we care about your safety—both on the road and off. This guide will help you understand how these scams work, how to avoid them, and what to do if you’ve been targeted.

How the Car Warranty Scam Works

  1. The Initial Call – Often begins with a pre-recorded or automated robocall telling you your warranty or insurance is about to expire.

  2. Fake Representative – You’re connected to a live caller who pretends to work for your automaker or insurance provider.

  3. Convincing Details – They may know your car’s make, model, or even VIN to seem legitimate.

  4. The Hook – They request personal or payment information, which is then used for fraud or identity theft.

Mechanic reviewing vehicle warranty paperwork
Avoid car warranty scam calls by knowing the warning signs

Don’t Fall for It

  • Never provide personal or payment details unless you initiated the call.

  • Hang up immediately if something feels off.

  • Contact your dealer, insurer, or warranty provider directly using verified contact information.

  • Report suspicious calls to the Federal Trade Commission (FTC) and your local authorities.

Tip: If you’re unsure about a call, you can always call us at (559) 734-4028 and we’ll help point you in the right direction.

What To Do If You Fell for a Car Warranty Scam

Unfortunately, recovering personal or financial data once shared is difficult but you can take steps to limit damage:

1. Report the Scam

  • File a complaint with the FTC at ftc.gov/complaint

  • Contact the FCC at fcc.gov/complaints if you received the scam call or text

2. Protect Your Finances

  • Dispute any unauthorized charges with your bank or credit card issuer

  • Monitor your accounts for unusual activity

3. Safeguard Your Identity

  • Consider enrolling in credit monitoring or identity theft protection

  • Place a fraud alert on your credit reports with Equifax, Experian, and TransUnion

Masked scammer holding money bags and a telephone receiver, symbolizing fraudulent car warranty calls and financial scams.

Who’s Behind These Scams?

Federal regulators allege that many fake auto warranty robocalls can be traced to a ring involving Roy Cox Jr., Aaron Michael Jones, and companies linked to Sumco Panama.
These operations have targeted millions of Americans and are under active investigation by the FTC and FCC.

Until these networks are dismantled, staying informed and cautious is the best defense.

Close-up of a black computer keyboard with a red key labeled Scam Alert, symbolizing car warranty scam warning

How To Verify if Your Warranty or Insurance is Really Expiring

  1. Hang up immediately if you suspect the call is fraudulent.

  2. Contact your car dealer or insurance provider directly to confirm coverage.

  3. Use the contact information on your actual policy documents—not phone numbers given during suspicious calls.

Your Trusted Auto Repair Partner in Visalia

At Central Valley Towing & Automotive, we’re here to help with:

  • Honest advice about your coverage

  • Reliable auto repairs and maintenance

  • Certified technicians for everything from brakes to transmissions

Visit us at 777 N Burke Street, Visalia, CA
Call (559) 734-4028 to schedule your service